年利率計算

Ⅰ 騫村埄鐜囨庝箞璁＄畻錛

騫村埄鐜=鍒╂伅梅鏈閲懨鋒椂闂疵100%

渚嬪傦細瀛樻100鍏 錛岄摱琛岀瓟搴斾粯騫村埄鐜4.2 %閭ｄ箞鏈鏉ヤ竴騫撮摱琛屽氨寰楁敮浠 4.2鍏冨埄鎮璁＄畻鍏寮忔槸 100脳4.2% = 4.2鍏冨叕寮忎負錛氬埄鐜=鍒╂伅梅鏈閲懨鋒椂闂疵100%鍒╂伅=鏈閲懨楀埄鐜嚸楁椂闂=100 脳 4.2 %=4.2鍏冦傛渶鍚庡彇嬈100+4.2=104.2鍏

騫村埄鐜囨槸鎸囦竴騫寸殑瀛樻懼埄鐜囥傛墍璋撳埄鐜囷紝鏄鈥滃埄鎮鐜団濈殑綆縐幫紝灝辨槸鎸囦竴瀹氭湡闄愬唴鍒╂伅棰濅笌瀛樻炬湰閲戞垨璐鋒炬湰閲戠殑姣旂巼銆傞氬父鍒嗕負騫村埄鐜囥佹湀鍒╃巼鍜屾棩鍒╃巼涓夌嶃傚勾鍒╃巼鎸夋湰閲戠殑鐧懼垎涔嬪嚑琛ㄧず錛屾湀鍒╃巼鎸夊崈鍒嗕箣鍑犺〃紺猴紝鏃ュ埄鐜囨寜涓囧垎涔嬪嚑琛ㄧず銆傚綋緇忔祹鍙戝睍澶勪簬澧為暱闃舵墊椂錛岄摱琛屾姇璧勭殑鏈轟細澧炲氾紝瀵瑰彲璐瘋祫閲戠殑闇奼傚炲ぇ錛屽埄鐜囦笂鍗囷紱鍙嶄箣錛屽綋緇忔祹鍙戝睍浣庨潯錛岀ぞ浼氬勪簬钀ф潯鏃舵湡鏃訛紝閾惰屾姇璧勬剰鎰垮噺灝戱紝鑷鐒跺逛簬鍙璐瘋祫閲戠殑闇奼傞噺鍑忓皬錛屽競鍦哄埄鐜囦竴鑸杈冧綆銆

鎵╁睍璧勬枡錛

涓鍥戒漢姘戦摱琛屽姞寮轟簡瀵瑰埄鐜囧伐鍏風殑榪愮敤銆傚埄鐜囪皟鏁撮愬勾棰戠箒錛屽埄鐜囪皟鎺ф柟寮忔洿涓虹伒媧伙紝璋冩帶鏈哄埗鏃ヨ秼瀹屽杽銆傞殢鐫鍒╃巼甯傚満鍖栨敼闈╃殑閫愭ユ帹榪涳紝浣滀負璐у竵鏀跨瓥涓昏佹墜孌典箣涓鐨勫埄鐜囨斂絳栧皢閫愭ヤ粠瀵瑰埄鐜囩殑鐩存帴璋冩帶鍚戦棿鎺ヨ皟鎺ц漿鍖栥傚埄鐜囦綔涓洪噸瑕佺殑緇忔祹鏉犳潌錛屽湪鍥藉跺畯瑙傝皟鎺т綋緋諱腑灝嗗彂鎸ユ洿鍔犻噸瑕佺殑浣滅敤銆

鏀歸潻寮鏀句互鏉ワ紝涓鍥戒漢姘戦摱琛屽姞寮轟簡瀵瑰埄鐜囨墜孌電殑榪愮敤錛岄氳繃璋冩暣鍒╃巼姘村鉤涓庣粨鏋勶紝鏀歸潻鍒╃巼綆＄悊浣撳埗錛屼嬌鍒╃巼閫愭笎鎴愪負涓涓閲嶈佹潬鏉嗐1993騫5鏈堝拰7鏈堬紝涓鍥戒漢姘戦摱琛岄拡瀵瑰綋鏃剁粡嫻庤繃鐑銆佸競鍦虹墿浠蜂笂娑ㄥ箙搴︽寔緇鏀楂橈紝涓ゆ℃彁楂樹簡瀛樸佽捶嬈懼埄鐜囷紝1995騫1鏈堝拰7鏈堝張涓ゆ℃彁楂樹簡璐鋒懼埄鐜囷紝榪欎簺璋冩暣鏈夋晥鎺у埗浜嗛氳揣鑶ㄨ儉鍜屽滻瀹氳祫浜ф姇璧勮勬ā銆

1996騫5鏈堝拰8鏈堬紝1997騫10鏈堝拰1998騫3鏈堬紝閽堝瑰畯瑙傜粡嫻庤皟鎺у凡鍙栧緱鏄捐憲鎴愭晥錛屽競鍦虹墿浠鋒槑鏄懼洖钀界殑鎯呭喌錛屽ぎ琛屽張閫傛椂鍥涙′笅璋冨瓨銆佽捶嬈懼埄鐜囷紝鍦ㄤ繚鎶ゅ瓨嬈句漢鍒╃泭鐨勫熀紜涓婏紝瀵瑰噺杞諱紒涓氥佺壒鍒鏄鍥芥湁澶т腑鍨嬩紒涓氱殑鍒╂伅璐熸媴錛屼績榪涘浗姘戠粡嫻庣殑騫崇ǔ鍙戝睍浜х敓浜嗙Н鏋佸獎鍝嶃

鍙傝冭祫鏂欐潵婧愶細鐧懼害鐧劇-騫村埄鐜