年利率计算

Ⅰ 骞村埄鐜囨庝箞璁＄畻锛

骞村埄鐜=鍒╂伅梅鏈閲懨锋椂闂疵100%

渚嬪傦細瀛樻100鍏 锛岄摱琛岀瓟搴斾粯骞村埄鐜4.2 %閭ｄ箞鏈鏉ヤ竴骞撮摱琛屽氨寰楁敮浠 4.2鍏冨埄鎭璁＄畻鍏寮忔槸 100脳4.2% = 4.2鍏冨叕寮忎负锛氬埄鐜=鍒╂伅梅鏈閲懨锋椂闂疵100%鍒╂伅=鏈閲懨楀埄鐜嚸楁椂闂=100 脳 4.2 %=4.2鍏冦傛渶鍚庡彇娆100+4.2=104.2鍏

骞村埄鐜囨槸鎸囦竴骞寸殑瀛樻惧埄鐜囥傛墍璋撳埄鐜囷紝鏄鈥滃埄鎭鐜団濈殑绠绉帮紝灏辨槸鎸囦竴瀹氭湡闄愬唴鍒╂伅棰濅笌瀛樻炬湰閲戞垨璐锋炬湰閲戠殑姣旂巼銆傞氬父鍒嗕负骞村埄鐜囥佹湀鍒╃巼鍜屾棩鍒╃巼涓夌嶃傚勾鍒╃巼鎸夋湰閲戠殑鐧惧垎涔嬪嚑琛ㄧず锛屾湀鍒╃巼鎸夊崈鍒嗕箣鍑犺〃绀猴紝鏃ュ埄鐜囨寜涓囧垎涔嬪嚑琛ㄧず銆傚綋缁忔祹鍙戝睍澶勪簬澧為暱闃舵垫椂锛岄摱琛屾姇璧勭殑鏈轰細澧炲氾紝瀵瑰彲璐疯祫閲戠殑闇姹傚炲ぇ锛屽埄鐜囦笂鍗囷紱鍙嶄箣锛屽綋缁忔祹鍙戝睍浣庨潯锛岀ぞ浼氬勪簬钀ф潯鏃舵湡鏃讹紝閾惰屾姇璧勬剰鎰垮噺灏戯紝鑷鐒跺逛簬鍙璐疯祫閲戠殑闇姹傞噺鍑忓皬锛屽競鍦哄埄鐜囦竴鑸杈冧綆銆

鎵╁睍璧勬枡锛

涓鍥戒汉姘戦摱琛屽姞寮轰簡瀵瑰埄鐜囧伐鍏风殑杩愮敤銆傚埄鐜囪皟鏁撮愬勾棰戠箒锛屽埄鐜囪皟鎺ф柟寮忔洿涓虹伒娲伙紝璋冩帶鏈哄埗鏃ヨ秼瀹屽杽銆傞殢鐫鍒╃巼甯傚満鍖栨敼闈╃殑閫愭ユ帹杩涳紝浣滀负璐у竵鏀跨瓥涓昏佹墜娈典箣涓鐨勫埄鐜囨斂绛栧皢閫愭ヤ粠瀵瑰埄鐜囩殑鐩存帴璋冩帶鍚戦棿鎺ヨ皟鎺ц浆鍖栥傚埄鐜囦綔涓洪噸瑕佺殑缁忔祹鏉犳潌锛屽湪鍥藉跺畯瑙傝皟鎺т綋绯讳腑灏嗗彂鎸ユ洿鍔犻噸瑕佺殑浣滅敤銆

鏀归潻寮鏀句互鏉ワ紝涓鍥戒汉姘戦摱琛屽姞寮轰簡瀵瑰埄鐜囨墜娈电殑杩愮敤锛岄氳繃璋冩暣鍒╃巼姘村钩涓庣粨鏋勶紝鏀归潻鍒╃巼绠＄悊浣撳埗锛屼娇鍒╃巼閫愭笎鎴愪负涓涓閲嶈佹潬鏉嗐1993骞5鏈堝拰7鏈堬紝涓鍥戒汉姘戦摱琛岄拡瀵瑰綋鏃剁粡娴庤繃鐑銆佸競鍦虹墿浠蜂笂娑ㄥ箙搴︽寔缁鏀楂橈紝涓ゆ℃彁楂樹簡瀛樸佽捶娆惧埄鐜囷紝1995骞1鏈堝拰7鏈堝張涓ゆ℃彁楂樹簡璐锋惧埄鐜囷紝杩欎簺璋冩暣鏈夋晥鎺у埗浜嗛氳揣鑶ㄨ儉鍜屽浐瀹氳祫浜ф姇璧勮勬ā銆

1996骞5鏈堝拰8鏈堬紝1997骞10鏈堝拰1998骞3鏈堬紝閽堝瑰畯瑙傜粡娴庤皟鎺у凡鍙栧緱鏄捐憲鎴愭晥锛屽競鍦虹墿浠锋槑鏄惧洖钀界殑鎯呭喌锛屽ぎ琛屽張閫傛椂鍥涙′笅璋冨瓨銆佽捶娆惧埄鐜囷紝鍦ㄤ繚鎶ゅ瓨娆句汉鍒╃泭鐨勫熀纭涓婏紝瀵瑰噺杞讳紒涓氥佺壒鍒鏄鍥芥湁澶т腑鍨嬩紒涓氱殑鍒╂伅璐熸媴锛屼績杩涘浗姘戠粡娴庣殑骞崇ǔ鍙戝睍浜х敓浜嗙Н鏋佸奖鍝嶃

鍙傝冭祫鏂欐潵婧愶細鐧惧害鐧剧-骞村埄鐜